Leasing

1. Eligible beneficiaries

Private sector business entities - companies, crafts businesses, sole traders, family farms, cooperatives and institutions as follows:

micro, small and medium-sized business entities
mid-cap entities.

Public sector business entities - units of local and regional government (municipalities, cities and counties - hereinafter: ULRGs) and companies, institutions and agencies owned or majority-owned by ULRGs and/or the Republic of Croatia.

2. Lending purpose and lease assets

Financing of finance and operating leasing for the following new or used lease assets:

equipment
machines
commercial vehicles
personal vehicles used for commercial purposes, i.e. used primarily for the performance of registered activity or particularly marked and adjusted for the performance of such activity
vessels

Financing of VAT is not eligible.

3. Manner of financing and submitting finance applications

In cooperation with leasing companies - Application and supporting documentation are submitted by leasing beneficiary to leasing company.

4. Amount of financing

Amount of financing and own share of leasing beneficiary are determined by leasing company.

5. Currency of leasing

6. Interest rate

Interest rate charged to leasing beneficiary is determined by leasing company.

7. Fees

Fees charged to leasing beneficiary are determined by leasing company.

8. Repayment / lease period

Repayment/lease period for leasing beneficiary is determined by leasing company, provided that repayment/lease period cannot be shorter than two years for micro, small and medium-sized entrepreneurs and mid-caps and five years for public sector entities.

9. Security

Instruments of security for leasing beneficiary are determined by leasing company.

10. Related documentation / Schedules

11. Leasing companies Co-operating with HBOR on Programme

Erste & Steiermärkische S-Leasing d.o.o.
OTP Leasing d.d.
PBZ-LEASING d.o.o.
Raiffeisen Leasing d.o.o.
UniCredit Leasing Croatia d.o.o.