HBOR

Urban Development Fund

A possibility of write-off of up to 50% of loan principal amount

Sustainable Tourism Loans

Write-off of up to 50% of loan principal amount, a new possibility in the financing of sustainable "green" investments of SMEs in tourism industry (hotels and campsites).

Green and digital investments, special areas, commercialisation of RDI-based projects

NRRP - Favourable Loans for Investments

Alternative ways of funding

Private Equity Funds

HBOR encouraged the establishment of the largest start-up fund and new private equity funds

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14.01.2025.

HBOR Adopted 2025-2029 Business Strategy

23.12.2024.

HBOR and ZICER - joint support for start-up entrepreneurs

28.11.2024.

HBOR: Private Equity Investments are the Basis for Innovations and Sustainable Economic Development

21.11.2024.

EIB and HBOR: New EUR 200 Million Loan for Green Projects

Start from our web page

Select the loan programme that suits you best depending on whether you need to finance investment or working capital, whether you require restructuring or funding for a project to be co-financed from the EU funds.

Select the manner of application submission

Check whether the selected loan programme is implemented through commercial banks or also directly by HBOR. The loan terms and conditions for you are the same!

General eligibility criteria

The General Eligibility Criteria define the general characteristics, restrictions and special features that apply to lending for projects/clients under the loan programmes. General eligibility criteria

Submit the loan application

Loan application documentation, collateral and other documentation necessary for loan approval are submitted at the location where the loan is negotiated: in a commercial bank or at HBOR (online, by post or in person).

Useful information

The Guide for Entrepreneurs for investment loans is intended for entrepreneurs with the aim of guiding them when submitting an application for an investment loan, whereas more information can be found at the following links:
Frequently Asked Questions: Lending
Frequently Asked Questions: Lending under NRRP

News

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10.06.2024.

HBOR's representatives at Lider Financial and Investment Forum

HBOR’s representatives: Hrvoje Čuvalo, President of the Management Board, and Hrvoje Galičić, Advisor to the Management...

04.06.2024.

Alan Herjavec, Member of the Management Board of HBOR participated in the conference Next Level Croatia – Regional Development of Croatia

Within the framework of the conference „Next Level Croatia - Regional Development“, Alan Herjavec, Member of the

16.05.2024.

Delegation of the Republic of Croatia at the Annual Meeting of the European Bank for Reconstruction and Development (EBRD)

The delegation of the Republic of Croatia participated in the Annual Meeting of the European Bank for Reconstruction and...

18.04.2024.

Representatives of HBOR at the meeting of the three seas initiative in Vilnius

On 10 and 11 April 2024, the summit and the Business Forum of the Three Seas Initiative was held in Vilnius. Hrvoje Čuvalo,...