Loans with individual HAMAG-BICRO guarantee
|
Investment loans |
Working capital loans |
| Level of
guarantee |
up to 80% of loan principal outstanding |
up to 65% of loan principal outstanding |
| Amount of guarantee |
EUR 150,000.00 to EUR 2,000,000.00 |
EUR 150,000.00 to EUR 1,000,000.00 |
| Duration of guarantee |
up to 10 years |
up to 5 years |
| Reduction of interest rate |
0.50 to 0.80 p.p., depending on the level of guarantee |
0.50 to 0.65 p.p., depending on the level of guarantee |
Loans with individual HAMAG-BICRO guarantee for rural development
|
Investment loans |
| Level of guarantee |
up to 70% of loan principal outstanding
up to 80% of loan principal outstanding in case of loans for young farmers and dairy industry |
| Amount of guarantee |
up to EUR 1,300,000.00 |
| Duration of guarantee |
up to 15 years |
| Reduction of interest rate |
0.22 to 0.60 p.p., depending on the level of guarantee |
Loans with limited portfolio guarantee of HAMAG-BICRO
|
Investment loans |
| Level of guarantee |
up to 75% of loan principal outstanding and regular interest |
| Amount of guarantee |
up to EUR 150,000.00 |
| Duration of guarantee |
up to 10 years |
| Interest rate |
three-month EURIBOR + 1.90 p.p. per annum, variable |
HBOR participates in the implementation of the financial instrument co-financed from the European Regional Development Fund under the "Competitiveness and Cohesion" Operational Programme.
